Lead Developer, Credit Risk Management Development

What is this role about:

Our Credit Risk Management development -team, as a part of a larger architectural transformation, is acting as a spearhead in utilizing modern data and technology capabilities to develop the new Credit Risk engine which is used for internal credit risk measurement, calculation, reporting and control in OP Financial Group. The existing, complex business environment and the development of data architecture pose significant requirements on understanding the holistic data landscape as well as designing and implementing future proof, scalable data processes for the Credit Risk engine.

Technologies we are working with:

• AWS/Azure

• Databricks

• Delta Lake, delta tables 

• Spark

• Bitbucket 

• Git bash 

• DWs (Teradata, DB2)

As a Lead Developer you would be contributing to the development team with your expertise & understanding of python programming. You’ll lead the development team and make sure that coding and common requirements are followed as per OP guidelines. You’ll participate in code reviews and approval -position. Your responsibilities are:

• Understanding business requirements and modelling specifications and translating them to code.

• Developing, implementing, and supporting data sourcing processes (includes participating in data use case / data protection assessments).

• Planning the Credit risk engine data architecture transition towards target state architecture, initially to cloud and ultimately to Azure cloud environment in cooperation with relevant parallel projects.

• Follow OP’s coding best practices and principles. 

• Reusability of code.

• Build test automation and test-driven mind set. 

• Code review and approval. 

• Development team lead & guidance.

• Understanding of onprem vs. cloud solutions.

The team:

You will be joining a team of highly skilled and motivated professionals from varying backgrounds and expertise. As a spearhead, the team can create significant input to the development and implementation of the solution itself. The team works within the Agile framework and is operating autonomously within the thresholds of the business objectives and timelines. The team is also continuously developing their ways of working and related practicalities to ensure effective teamwork as well as everyone’s wellbeing and psychological safety. Work is done in a hybrid setup, enabling flexibility, but to ensure benefits from face-to-face teamwork, the team has a team space reserved for one day each week and a monthly team day. The team will be multicultural, so English is a must.

What we hope from you:

Mandatory knowledge & experience:

• English language

• Data management, Data bases / warehouses

• Advanced skills in SQL and experience in creating and managing ETL pipelines.

• Experience in cloud-based data processing solutions (e.g. (AWS/Azure, Databricks + Glue, Delta Lake/tables, Spark)

• Python language

• Strong problem-solving skills, team player mentality, and good communication skills.

• Team lead experience

Beneficial knowledge & experience:

• Knowledge of credit risk / banking

• Design, develop and manage data processing pipelines.

• Data analysis experience

• API knowledge

What we offer: 
  
To help counterbalance work where you are expected to take a lot of responsibility, we seek to ensure employee wellbeing and to enable forward-looking work arrangements. We offer a stable working environment where you can contribute to our core values: responsibility, people first and succeeding together. 
  
You will enjoy a wide range of staff benefits, including a personnel fund and special terms for employee banking, insurance and loan services. We offer comprehensive occupational health care, extensive medical treatment expenses insurance and a full-time group accident insurance policy. Furthermore, we invest in wellbeing at work by encouraging a good work-life balance, providing flexibility in your daily life, and offering lunch, sport and cultural benefits and opportunities for affordable holidays in OP timeshares. 
  
We also encourage and help you to further develop yourself as a technical professional. We have the so called “70/20/10 rule” in use, which means you will use 70% of your time for your daily tasks, 20% to develop the way you do those tasks, and the last 10% is reserved for you to learn and try new things. You will also have our OP Software Academy at your disposal in case you are interested in learning new technologies or methodologies, or why not in honing your skills in your current stack.  

Are you willing to hear more about the position? 

Great! Please, send an application by 15.9.2024. If you have any questions, you are welcome to contact Head of Credit Risk Management Development Pyry Sikström p. 0504783614, pyry.sikstrom(at)op.fi 

In the financial sector, our business is founded on trust and accountability, which is why the successful candidate will be checked for credit history and corporate connections, must take a drug test and a security clearance vetting made by the Finnish Security and Intelligence Service.

We at OP Financial Group highly respect diversity and equity. We want everyone to feel welcome and valued as part of our community. We appreciate diverse people, experiences, and viewpoints. We encourage everyone to apply for a job with us. We all have something in common.

We are committed to pointing the way towards futures filled with hope - great that you want to be part of our shared journey.

OP Financial Group is the leading financial services group in Finland. Owned by our customers, we are one of the most alluring employers in the Financial sector. OP Financial Group employs over 13,000 professionals and provides banking, asset management, wealth management, insurance and brokerage services for our four million customers. For more information about OP as an employer and for all vacancies, go to www.op-careers.fi. #LI-KY1 #LI-Hybrid